I estimated what I spend yearly on stuff that I don't even think about; Stuff I've gotten into the habit of buying, even though it doesn't give me that much satisfaction.

My estimated total on magazines, and most of the food and beverages purchased outside my home came to an extra $914.00 per year. That's allowing for the cost of the replacement items, and eating fast food once a week.

That is a very nice vacation, without any additional charges going on my card. Heck, it's 2 or 3 pretty nice vacations. Next summer I can have my cake and eat it, too.